3 Comments
User's avatar
J Smith's avatar

100% agree on low coupon Gilts beyond SIPP and ISAs, although you may also want to consider EIS/VCTs. Better net return than any bank on the short maturity dates, and potential for big short term gains on the longer dates which are at low prices eg 2061 given the current yield curve.

Expand full comment
Russ Oxley's avatar

Not against EIS etc, but not part of core retirement strategy given the risk.

Expand full comment
Russ Oxley's avatar

If your new year resolution is to make sure your savings are organised properly then read this and following posts.

Expand full comment